When To Renovate Vs Move

LOVE LIVING

Should we renovate or move?

The right answer is almost never obvious. This is the honest framework we walk homeowners through: cost, lifestyle, timing, emotional attachment, and the invisible costs of each path.

Last updated 28 February 2026 · Editorial guide, not financial advice

The four axes to score

Every renovate-vs-move decision comes down to four axes. Score each one honestly from 1 to 5, then weight for your circumstances.

  1. Cost gap — What does the renovation actually cost, and what does buying-and-selling actually cost? Include stamp duty, agent fees, moving, temporary rental.
  2. Lifestyle fit — Is the fundamental problem fixable through renovation, or does it need a different suburb, schools, or block?
  3. Emotional attachment — Real weight, not romantic weight. How much of your life is embedded here?
  4. Timing — Renovations take 6 – 14 months. Can you live through that, or through a family transition, or a job change?

Real Adelaide numbers (2026)

Renovate:

  • Kitchen refresh: $28,000 – $65,000
  • Full kitchen + open-plan reconfiguration: $80,000 – $180,000
  • Master ensuite + WIR: $45,000 – $85,000
  • Rear extension (30 sqm): $180,000 – $340,000
  • Second storey addition: $380,000 – $720,000

Move (transaction cost only, not the new house):

  • SA stamp duty on a $900k purchase: ~$46,830
  • Selling agent fees (2%): ~$18,000 on a $900k sale
  • Conveyancing both ends: ~$3,500
  • Moving + settlement bridging: $6,000 – $20,000
  • Total to move without upgrading: ~$74,000 – $88,000

When renovating almost always wins

  • You love the location and the schools work.
  • The fundamental issue is one to two rooms, not the whole footprint.
  • Your suburb is appreciating faster than the market average.
  • You have kids under 5 and dread the school-catchment shuffle.

When moving almost always wins

  • You cannot see yourself in the same suburb in 10 years.
  • The block itself is the problem (slope, aspect, size, access).
  • Renovations would exceed 40% of the current property value.
  • You are downsizing or upsizing significantly.

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