PayLocker keeps construction money connected to the project it was paid for. Instead of a progress payment landing in a general account, committed funds enter a project-specific pathway and are released through a controlled process tied to verified claims and approved progress.

Every participant is identified by role, licence, ABN and nominated account, approvals are recorded as visible steps, and a clear payment history is kept. PayLocker is not a bank, insurer, accounting tool or project-management tool, and it does not replace your building contract or statutory home-warranty insurance.

BuildPilot provides the education and introduction; PayLocker handles qualification, onboarding, agreements, payment services and ongoing support. Register your interest ahead of launch.