National guide · Australia

How to build a home in Australia

Building is a sequence, not a leap. Here are the eight stages every new-home journey runs through across Australia - what happens, and what to watch for. When you're ready for real builders and prices, we'll point you to your state.

  1. 1

    Set your budget and borrowing power

    Work out your all-in number - land, construction, site costs and a contingency. Talk to a broker before you fall in love with a design.

  2. 2

    Choose land (or confirm your block)

    Greenfield house-and-land or an established block for a knockdown rebuild. Check soil, slope, zoning and services before you commit.

  3. 3

    Pick the right type of builder

    Volume, project, custom or architect. The right choice depends on your budget, block and how much you want to customise.

  4. 4

    Compare designs and get quotes

    Compare inclusions, not just headline prices. Two quotes at the same price can differ by $50k once you read the fine print.

  5. 5

    Sign the building contract

    Understand fixed-price vs cost-plus, the deposit, progress payments and your cooling-off rights. Have it reviewed before you sign.

  6. 6

    Council approval and engineering

    Planning and building approvals, soil tests and engineering. Timeframes vary by council - build this into your plan.

  7. 7

    Construction

    Slab, frame, lock-up, fit-off and handover. Expect 8-18 months depending on builder and complexity. Stay across each stage.

  8. 8

    Handover and moving in

    Final inspection, defect list, keys - then the fun part: making the house a home.

Ready for real builders?

Now line up builders where you're building.

Live builder matching is running in South Australia and Victoria and expanding across Australia. We'll match you with vetted builders suited to your project - free, no pressure.

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