Lifecycle stage 5 of 5 · Love Living

Love Living: Year One, Year Five, and the Next Build

The post-handover life of an Adelaide home. Year-one defects, ongoing maintenance, refinance windows, energy upgrades, and (eventually) the next renovation or build.

Last reviewed by BuildPilot ·

Quick answer

In the first 12 months after handover of a new Adelaide home, expect 3-8 minor defects to surface (squeaky doors, cornice cracks from house settling, paint touch-ups). These are covered under the 90-day defect liability period and the 6+ year structural warranty mandated by the SA Building Work Contractors Act. Schedule a 90-day walk-through with the builder to document everything. Plan ahead for: year-1 paint touch-ups, year-3 first re-roof inspection (just visual), year-7 first major maintenance window, year-10+ for renovation or KDR consideration.

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The first 90 days after handover

Defect liability period. The builder is contractually obligated to rectify defects you notify in writing during the 90-day period after handover. Walk through every room weekly and log anything that's not right.

Common year-1 defects: cornice cracks where the wall and ceiling meet (house settling - normal but the builder should fill and paint), door alignment drift, sliding door tracks needing adjustment, grout/silicone shrinkage in wet areas, paint touch-ups around skirting and architraves.

Structural warranty. SA mandates 6+ years of structural warranty on new builds - major structural defects (foundations, frame, roof structure) are covered even after handover.

Ongoing maintenance schedule

Year 1: paint touch-ups, gutters cleared after first autumn, HVAC service.

Year 3: re-silicone wet areas, gutter check, exterior paint inspection (especially north and west sides exposed to Adelaide sun).

Year 5: HVAC major service, hot water system inspection (replace at year 8-10), roof tile inspection.

Year 7+: exterior repaint, deck re-oiling, driveway sealing.

Year 10+: kitchen/bathroom refresh consideration, solar replacement (panels last 25 years, inverters 10-15).

When to think about the next build

Most Adelaide families stay in their first new build 7-12 years before either renovating or doing a knockdown rebuild on a different block.

Refinance windows: years 3 and 5 typically deliver the best mortgage refinance opportunities as your equity grows.

Energy retrofits: solar upgrades, battery additions, heat pump hot water - these all qualify for SA rebates and reduce running costs.

BuildPilot opinion

In our reading, most Adelaide owners under-use the 90-day defect liability window because they are too polite to compile a long list, or too busy moving in. The window does not extend, and the moment it closes your bargaining position drops sharply. Treat it like a checklist, not a confrontation. If you want a second pair of eyes on your home, that lives in our paid One on One Support tier.

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Sources & references

Regulations, cost figures and grant thresholds quoted on this page reference the South Australian Government, the Australian Building Codes Board and federal first-home-buyer schemes current at the time of writing (1 March 2026). All editorial guidance is BuildPilot’s own and reflects our independent reading of public sources and our work with Adelaide families through the build journey.

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