First Home Owner Grant Sa Adelaide

RevenueSA scheme, Adelaide context

First Home Owner Grant SA: The Adelaide Explainer

A $15,000 South Australian state grant for eligible first home buyers of a new home. Since 6 June 2024, contracts for a qualifying new build have no property value cap. This guide explains the current rules with the primary source cited beside every fact.

Key facts

Facts with sources

Every item below is drawn from a primary source cited beside it. If the scheme or rule changes after this review date, the primary source is the version of truth.

Grant amount

A$15,000

Source: RevenueSA

One-off payment to eligible first home buyers of a new home in South Australia.

Property value cap

No cap (from 6 June 2024)

Source: RevenueSA and Treasury SA

Previous caps (A$575,000 / A$650,000) were removed for contracts entered on or after 6 June 2024. The removal is confirmed on the RevenueSA FHOG page and Treasury SA.

Property type

New home only

Source: RevenueSA

A "new home" is a home that has not been previously occupied or sold as a place of residence, including newly built homes, substantially renovated homes, and off-the-plan.

Prior ownership rule (from 13 Feb 2025)

Nil prior residential ownership

Source: RevenueSA

For contracts on or after 13 February 2025, neither applicant nor their spouse/domestic partner may have ever owned an Australian residential property.

Live-in requirement

6 continuous months, starting within 12 months of completion

Source: RevenueSA

You must occupy the home as your principal place of residence for at least 6 continuous months, starting within 12 months after completion.

Eligibility

Who qualifies

1

At least 18 years old

All applicants must be over the age of 18 at the time of application.

2

A natural person, not a company or trust

The grant is not available to companies, trustees, or other legal persons.

3

Australian citizen or permanent resident

At least one applicant must be an Australian citizen or permanent resident. New Zealand citizens permanently residing in Australia on a Special Category visa may also qualify.

4

Buying or building an eligible new home

The home must be a "new home" under the RevenueSA definition (never previously occupied or sold as a residence).

5

No prior residential property ownership (from 13 Feb 2025)

Neither applicant nor their spouse/domestic partner may have ever owned an Australian residential property (applies to contracts from 13 February 2025).

6

Live in the home as principal place of residence

You must live in the home for at least 6 continuous months, starting within 12 months after completion.

How this works with a new build

Practical interactions

Scenario

Stacking with the federal First Home Guarantee

You may be eligible for both. The federal 5% Deposit Scheme (First Home Guarantee) is a separate loan-side scheme administered by Housing Australia, while the FHOG is a state grant administered by RevenueSA. Each has its own application process.

Scenario

Stacking with SA first-home stamp duty relief

SA also has stamp duty concessions for first home buyers of new homes, administered by RevenueSA. Confirm current thresholds and how they interact with the FHOG directly with RevenueSA and your conveyancer.

Scenario

House-and-land packages

The FHOG applies to eligible new homes, including qualifying house-and-land purchases. Talk to your conveyancer about how the land contract and build contract structure affects your grant application timing.

Frequently asked

Common questions

Next step

Ready to line up your grant-eligible build?

BuildPilot matches SA first home buyers to licensed builders that suit their block and budget. We do not process grants or provide financial advice.

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Trusted sources

Trusted sources

Every fact on this page is drawn from the primary sources below. Verify current details on the primary source before you rely on them.

Important: General information only. BuildPilot is not a lender, mortgage broker, financial adviser, or government agency. Rules, eligibility, and thresholds change over time; always verify current details on the primary sources cited above and engage a licensed adviser (mortgage broker, conveyancer, accountant) before signing anything.

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